Main parameters
Amount
Up to UAH 60 mln (or foreign currency equivalent)
It is calculated individually, based on the borrower's needs and financial statements, as well as the specifics of the industry, business reputation and credit history
Interest rate
The type and size of interest rate is determined by the decision of the Bank's Credit Committee
Commission
- For providing (initiating) a loan - not more than 1%
- Other commissions - according to the current Bank's tariffs
Term
- Credit line - up to 12 months
- Tranche within the credit line - up to 12 months
Repayment schedule
Monthly/individual repayment schedule based on seasonality and business specifics
Collateral
Real estate, equipment, vehicles, deposit. Goods in circulation and property rights are considered as additional collateral only
Advantages
- Fast procedure for obtaining credit funds
- Flexible choice of amounts and terms of tranches depending on the need within the established limit
- No fee for unused credit funds
Purpose of use
- Financing of the company's production and trading activities (purchase of goods, raw materials, services, inventories related to the production of products and their subsequent sale)
- Refinancing of current debt with another lending bank
- Other business purposes that do not contradict the legislation of Ukraine
