Corporate banking
Loan under Deposit
Loan under Deposit is a credit program of CREDITWEST BANK. Under its terms the property rights on deposit funds is taken as a collateral. At the same time, loan currency may not reflect with the deposit currency as well as deposits may be made in several currencies.
Basic parameters of the Loan under Deposit:
Loan schemes: сorporate Overdraft, Corporate Credit Line, Corporate Credit/Non-revolving Credit Line (except multicurrency)
Designated purpose: working capital financing or other purposes related to business activity
Amount: the deposit amount must exceed the amount of the loan and interests scheduled for 2 months provided the loan currency is equal to the deposit currency*
Currency: UAH, USD, EUR
Term: from 2 days to 12 months. At the same time, the term of a deposit contract must exceed the term of a loan contract at least for 5 working days
Interest rate:
Commission: from 0-0,5%**
Pledge: individual or corporate deposit
Prolongation: it may be carried out up to one year, if the deposit will be elongated on the same period or a new deposit will be opened on the required dates
* - If the loan currency is different from the deposit currency, the margin will be defined by the Treasury and Financial Institutions Department and approved by the Credit Committee of the Bank.
** - Commission fee can be 0% in case of interest rate includes commission amount. Commission can be paid one time or to be paid partially (monthly / quarterly / proportionally, etc.).
Basic parameters of the Loan under Deposit:
Loan schemes: сorporate Overdraft, Corporate Credit Line, Corporate Credit/Non-revolving Credit Line (except multicurrency)
Designated purpose: working capital financing or other purposes related to business activity
Amount: the deposit amount must exceed the amount of the loan and interests scheduled for 2 months provided the loan currency is equal to the deposit currency*
Currency: UAH, USD, EUR
Term: from 2 days to 12 months. At the same time, the term of a deposit contract must exceed the term of a loan contract at least for 5 working days
Interest rate:
- + 3% to the interest rate on the deposit if the loan and deposit currency is UAH*
- + 2% to the interest rate on the deposit if the loan and deposit currency is USD/EUR*
Commission: from 0-0,5%**
Pledge: individual or corporate deposit
Prolongation: it may be carried out up to one year, if the deposit will be elongated on the same period or a new deposit will be opened on the required dates
* - If the loan currency is different from the deposit currency, the margin will be defined by the Treasury and Financial Institutions Department and approved by the Credit Committee of the Bank.
** - Commission fee can be 0% in case of interest rate includes commission amount. Commission can be paid one time or to be paid partially (monthly / quarterly / proportionally, etc.).
Find out more
Cash exchange rates
Currency | Buying | Selling |
---|---|---|
USD |
39.0000 | 39.3000 |
EUR |
42.1000 | 42.7000 |
TRY |
1.2500 | 1.3500 |
PLN |
9.7500 | 9.9000 |
CHF |
43.2500 | 44.2500 |
GBP |
49.2000 | 49.4900 |
HUF |
0.1010 | 0.1070 |
CAD |
28.0000 | 28.9000 |
JPY |
0.2400 | 0.2600 |
CNY |
5.2000 | 5.4000 |
AUD |
24.6000 | 24.9900 |
BGN |
20.2000 | 20.9000 |
CZK |
1.6200 | 1.6700 |
ILS |
9.4000 | 9.8000 |
RON |
8.0000 | 8.2000 |
Non-cash exchange rates
Currency | Buying | Selling |
---|---|---|
USD |
39.1500 | 39.3500 |
EUR |
42.1500 | 42.4500 |
Cross currency rates
Currency | Buying | Selling |
---|---|---|
/ | 1.0750 | 1.0850 |
/ | 3.8500 | 4.0000 |
/ | 0.8900 | 0.9050 |